Ways to Pay
We aim to make paying your Santee Cooper bill easy and convenient. You can choose the payment option that fits best for your business.
Compare Payment Methods
|Payment Option||Posting Time||Fees||Payment Method|
|MEL (Registered user)||Posts within 24 hours||
No fee for checking (ACH).
Residential - $2.50 for credit/debit
|MEL (One-time payment)*||Posts within 24 hours||Residential - $2.50
Commercial - $12.95
|CheckOut||Posts in near real time||$1.50||Cash Only|
|Western Union||Posts within 24 hours||In-Store - $1.50
Online with Card - $16
|By Mail||Posts within 7-14 business days||No Fee||Pay with Checking|
|By Phone*||Posts within 24 hours||Residential - $2.50
|In Person||Posts in near real time||No Fee||Check
|Auto Pay||Posts within 24 hours||No Fee for Checking (ACH)||Credit/Debit
*Residential transactions up to $600 and Commercial transaction up to $1,000. Fee still applies to additional transactions.
Pay In Person
Santee Cooper Offices and Banking Partners
Pay your bill in person at our Myrtle Beach or Moncks Corner retail offices or at one of our bank partner locations.
Pay by Phone
Have your account number ready and give us a call. We accept electronic check, debit cards and credit cards (Visa, MasterCard, American Express and Discover – convenience fees apply).
Pay by Mail
P.O. Box 188
Moncks Corner, SC 29461-0188
Use the return envelope provided in your bill to mail your check or money order (no cash, please).
Post Office Delays
The United States Postal Service is lengthening its standards for the time it takes to deliver the mail, which could delay the delivery of your Santee Cooper bill and your payment by a couple of days. This may result in a late fee if your payment is received after the due date. To avoid this, we encourage our customers to pay fee-free with your checking account information using MEL.
Have your payment drafted monthly from your checking account, savings account or credit card(fees apply) in one of these ways:
- Registered MEL users can set up Auto Pay with a credit card through the app.
- Fill out the form on the back of your bill.
- Fill out the Auto Pay application and return it to a Santee Cooper retail office.